Your Wealth Creation Partner

Owning an investment property should be a rewarding experience, but tenant trouble or plain bad luck can turn it into a drama if you don’t have the right insurance cover. Issues such as job loss or illness can lead to tenants defaulting on rent or abandoning the property. Even with perfect tenants, events like storms, earthquakes, theft and burglary can damage the home and contents. Now I know of an Insurance that will   cover you the rent loss to protect your asset and its earning power against damage and rent loss. It is c ompetitively priced and broad in cover, RentCover policies allow you to relax and let your investment earn money. All QLD ppty is costing you $270/year and is tax deductible  - this will minimise the risk when your tenants cannot pay you or refuse to pay and yet stay at your house. Any queries and details wrt this rent cover protection, please email me on joh@capitalwealthfinance.com.au

Recently few of my clients called to ask what will the interest movement for the next few months – shall I rate lock to a good 2 yrs fixed at 6.89% or stay variable? Just in case if the economy turns bad, and rate did adjust downwards, then I can save some money. Senior Finance Manager from Capital Wealth Finance takes this opportunity to discuss these topics – In Jan 2011our house price did drop by 1.6%, whether our government will reduce the rate is not solely determine by this factor. The other factor to consider is the dirty work – inflation. As oil price rises, the recent flood and natural disaster have all caused the food price to increase, this gives pressure to inflation – same amount of money but can buy fewer goods and services. The government cannot let this inflation figure goes wide, else we will be liked USA –house loan, credit card and bills have no one pay, and eventually caused the banking system to shut down. Hence CPI increases too much – inflation is high, the go...

Intelligent is part of the secret recipe of success. It is because success is like a car – a new sport car with robust and good wheel alignment (smart person) will obviously run faster and further vs. the normal car (not so smart) . However to get the sport car to move faster, it has to have a good car engine. Without the engine, it will not have any force. This force is equivalent to your passion and determination. Without your passion and dedication, you will not be able to invent new ideas and outlook to keep you going when things are tough. But again with a good wheel and good engine are not enough to make you successful, a car needs to have good steering, brake and accelerators. This is because without this system, a faster sport car will suffer more severe damages vs. a slower car when an accident happens. If I translate this to a human, what control your destiny besides your ethical belief, your religious background and upbringing, the other important fact...

A good financial plan can get you stay on track and achieve your financial goals faster - here are the ways : a) Review your finance from daily expenses to wealth creation program with an experienced and qualified advisors, b) Budget allows you to know where to put your funds so you can save towards your children education, wedding expenses, holiday or even for emergencies, c) Protect your family and self with different forms of insurance so your hard earned wealth will not be wipe off by 1 accident. Most importantly you will not be financial stress and able to ensure your family members and loved ones needs are catered for, d) Manage your credit card - do not fund your lifestyle using credit and get rid of this debt via debt consolidation or transfer to nil interest account, and get it off your way, e) Review your Mortgage - your loan may no longer meet your needs and there are more competitve rate or product features that best meet you...

There are 2 different types of people in this world. One that will utilise resources to its advantage and make things happen - The Positive Type and One that just let good resource slip out and not utilise wisely - The Pessimistic . Being Poverty is not the issue, the main problem lies in how you see this poverty.  Why do I say that? This is because Franklin Delano Roosevelt though he contracted Polio caused him to permanent paralysis from the waist down, he did not accept the fact he was permanently paralysed and has won the President seat for 4 times. If this example is not enough to convince you, the other billionaire - Li Ka Shing, the wealthiest man in Hong Kong and East Asia can attain its today social status without finishing his school as he has to leave school at age 12 due to the fact he has to support his family. All these showed one thing - if human beings can face life crisis with positive attitude and not give excuses to stay where they were. They ...

- In 2011, Capital Wealth Finance can help you to turn your land into cash flow - i.e. from DA approval to actual selling the site and hand the profit to you. There is no cost involved from your side till you get the profit at hand. As Property development can be a daunting prospect and is a very involved process, many land owners lack the skills, knowledge and contacts to make a development successful. By partnering with Development Specialist (DS), you can maximise the return on your investment. Rather than simply selling your assets to a developer who takes all the profits, by partnering with DS Co. you can receive a slice of the profits from the development. The DS will maximise the potential of land or development sites to ensure the best return on investment.  Projects include residential subdivisions, low density housing developments, townhouses and unit blocks. The development co. can partner with land owners, builders, architects and other investors. The DS ...