Ways to get your finance in order or ahead for 2011-2012

A good financial plan can get you stay on track and achieve your financial goals faster - here are the ways :

a) Review your finance from daily expenses to wealth creation program with an experienced and qualified advisors,

b) Budget allows you to know where to put your funds so you can save towards your children education, wedding expenses, holiday or even for emergencies,

c) Protect your family and self with different forms of insurance so your hard earned wealth will not be wipe off by 1 accident. Most importantly you will not be financial stress and able to ensure your family members and loved ones needs are catered for,

d) Manage your credit card - do not fund your lifestyle using credit and get rid of this debt via debt consolidation or transfer to nil interest account, and get it off your way,

e) Review your Mortgage - your loan may no longer meet your needs and there are more competitve rate or product features that best meet your financial goals. You might want to use the equity in your house and adopt a gearing strategy so to grow your wealth or consolidate the high interest bearing debts.

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